Borrow Wise

About Borrow Wise

Borrow Wise is led by Kristie Oldfield, who brings over a decade of industry experience to every client relationship. We are dedicated to understanding our clients on a personal level, which positions us as a trusted partner for those navigating the complexities of mortgage lending.

At Borrow Wise, we believe finance should feel empowering, not overwhelming. Whether you are purchasing your first home, refinancing for a better outcome, expanding your property portfolio, or structuring finance as a self-employed borrower, we provide tailored solutions that align with your long-term goals. Our expertise extends across First Home Loans, Refinancing, Investment Home Loans, and Self-Employed Home Loans, ensuring every client receives strategic advice backed by deep market knowledge.

We also specialise in Commercial Lending, including finance for property development, as well as SMSF Lending for clients looking to leverage their superannuation for property investment. Our approach is always strategic, compliant, and future-focused.

What sets Borrow Wise apart is our commitment to clarity, transparency, and genuine care. We don’t believe in one-size-fits-all solutions. Instead, we take the time to understand your situation, explain your options clearly, and guide you confidently through every stage of the lending process.

At Borrow Wise, your financial journey is our priority and your success is the measure of ours.

Kristie Oldfield

Principal Mortgage Broker

After nearly a decade working in the mortgage industry, Kristie has refined her skills and deepened her expertise through diverse roles. When bringing Borrow Wise to life, the goal was to stand apart through a commitment to understanding you on a personal level, offering expertise in a volatile lending market, and staying up-to-date on industry changes and developments.

“Our unique value proposition positions us as a trusted partner for those navigating the complexities of mortgage lending”

She has learnt that exceptional service is key to success, and focuses on delivering an outstanding experience while fostering long-term relationships with each client. Her goal is to understand your unique circumstances deeply, so that she is always prepared to offer proactive support when you need it.

“Sage Wlth was born from a singular vision – to provide unparalleled guidance and ground-breaking solutions for individuals and for businesses”

Welcome to Sage Wlth. I look forward to the opportunity to work with you!